Have You Started Investing?

Many think that investing is pretty simple: you put money into an account and check back after a few years to find you have made even more. However, much more goes into investing than it seems. You need to put money into stocks at the right age, choose them “correctly”, and buy bonds. These are all crucial pieces of investing to understand before getting started. Although the “prime” age to start investing is usually after you have paid off

your college debt or have just graduated, you can get started now with the right investments and someone to help you! (P.S. You should).

It is important to know that investments do not always perform well immediately, which is why investing at the right time is crucial. Investing at 40 years old will provide a completely different outcome than buying stocks at 20. As seen in the chart, the average person can invest as late as 25, and still have enough time to secure a good amount of profit. However, it is important to keep in mind that this chart is not showing the constant and sometimes dramatic declines the market goes through. It is possible that you can invest in a stock that is doing very well, and then it drops and loses more than half of its value for years. But, stocks usually come back, so invest early so you have time to wait!

Even though the stock market is constantly changing, investing in a stable stock like an S&P 500 is usually a safe and almost guaranteed payback. The S&P 500 is a stock that is made up of, as said in the name, 500 (actually 503) companies. Ranging from big-name brands like Apple and Exxon Mobil to ones you have probably never heard of like Paycom Software. This stock is a pretty safe bet when it comes to a beginner investor. If you have

the resources to get started early, you can create your own passive income and make a pretty good return. If the market is thriving and you are able to ride out the bumps, you could make more than double your initial investment. That is a pretty huge ROI (return on investment)!